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New York Small Group Plans Blog

View the latest blog posts from New York Small Group Plans.

Thursday, July 22, 2021

Referenced Based Pricing health insurance plans

Referenced Based Pricing Plans The Future of Health Insurance   Referenced based pricing( RBP ) is a new concept in health insurance plans to lower the cost of health insurance premiums without reducing benefits.   The concept is that the insurance company or entity, negotiates hospital claims for all hospital services by their members. READ MORE >>

Wednesday, October 21, 2020

Healthfirst, the best value in small business health plans

If your business is located in New York City or Long Island and haven't looked at Healthfirst as part of your employee benefit package you are missing out on the best value in health insurance for small business and their employees.   Most small businesses in New York City and Long Island are using Oxford as their sole health carrier. READ MORE >>

Tuesday, June 16, 2020

How to get discounted health insurance rates in NY for small businesses

How to get discounted health insurance rates in NY for small businesses.    New York is one of the few community rated states for health insurance.   What does this mean?   It means in NY state health insurance rates are determined by the community that the plans are being offered in. READ MORE >>

Tuesday, June 30, 2015

Small business health insurance size definition

The new definition of a small business health insurance group starting in 2016. Starting January 1, 2016 the definition of a small business health insurance plan will be changing from 1 - 50 full time employees to 1 - 100 full time equivalent employees. READ MORE >>

Wednesday, October 30, 2013

Health insurance Co Op's

The Affordable Care Act (Obamacare) and Health Care Cooperatives, are they right for you?   Healthcare costs in the New York-Northern New Jersey area increased 5.2 percent in the past year, the most rapid rise in consumer goods behind the cost of fuel. READ MORE >>

Friday, October 18, 2013

Obamacare Essential Health Benefits

Blog #6 Obamacare and the 10 Essentials   I’ve been hearing a great deal of mumbling about Obamacare and its supposed neglect of women and preventative services, most notably, cancer screenings. In actuality, these mumblings are just what they seem to be, mumbling, with little to no basis. READ MORE >>

Thursday, September 26, 2013

Health Insurance Exchange

                      The Affordable Care Act...............Ready, set, go..............October 1, 2013               The centerpiece of the Affordable Care Act is a new system that enables individuals to choose READ MORE >>

Thursday, August 15, 2013

Quality Healthcare plans and Obamacare

What are the components of a quality healthcare plan? 1. Unlimited benefits 2. resonable cost sharing 3. resonable maximum out of pocket expense 4. coverage for all illnesses, prescription drugs and therapies 5. Large network of providers 6. Out of network coverage READ MORE >>

Tuesday, July 23, 2013

Dental Insurance or discount plans which should you choose?

Dental Insurance or discount dental plans both have a place, it depends on your situation and dental needs which will be a better value for your circumstance. If you have a job, where you can buy group dental insurance through your employer at a subsidized price, this is almost always going to be your best value to buy a dental plan. READ MORE >>

Monday, July 22, 2013

NY health insurance exchange taking the place of Healthy NY for Individuals

  IMPORTANT CHANGES are coming to the Healthy NY program. Beginning January 1, 2014, Healthy NY will no longer provide coverage for individuals or sole proprietors. The program will be limited to small employers only.  Individuals will be forced to select a new plan in the NY state Health insurance exchange. READ MORE >>

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