2019 Health plans for self employed people or small businesses that no longer qualify for small business group plans
Call 631-963-6020 for immediate assistance to speak to one of our experienced brokers.   These health insurance plans are not Obamacare.  These are large group plans for the self employed and for small businesses that no longer qualify for small business health plans.  These plans have open enrollment all year.

To get quotes: Please contact us by phone or email.
  Also available: Spirit Dental and vision plans and Moderacare Telemedicine

1.  Low cost PPO health plans available with the Cigna Open Access Plus National network or the Unitedhealthcare Choice Plus network for any self employed person or family without pre-existing conditions..These are national plans.  Call or email  for info. These plans are self insured, so they are medically reviewed for acceptance.

2. Minimum Essential Coverage plans - These are lower cost plans that include less benefits than "Obamacare" plans.  These plans will not accept new members with Pre-existing conditions, These plans use the PHCS network of doctors and hospitals nationally.  There are 7 plans to choose from.   The best of the plans is the MEC Plus plan.   This will be the best option for most people.  MEC Plus includes Unlimited Hospital coverage primary and specialist visits at low co-pays, drug benefits and more.   These plans exclude all therapy benefits and pregnancy coverage. 

3.  Empire Blue Cross Blue Shield traditional EPO plan & HIP Prime health plans are also available. These health plans are for self employed residents of NY.   Please call or write for information.  These plans are fully insured, there is no medical review.

4. TriNet PEO ( Professional Employer Organization ) -  TriNet offers Aetna health insurance EPO and PPO plans for the self employed.  Please call us for more information and quotes.

NEW!  Stand alone prescription drug plans available.  Call or write for details.  

 Please contact us with any questions or enrollment applications.

If you have any questions, or want customized quotes or to purchase a Health insurance plan please call us at 631-963-6020 or email cgrekin91@aol.com