2019 Health plans for Freelancers, the self-employed, full time workers and private individuals or families.

Call 631-963-6020 for immediate assistance to speak to one of our experienced brokers.   These health insurance plans are not Obamacare.  These are pooled large group plans for the self employed, freelancers and for small businesses that no longer qualify for small business health plans.  These plans have open enrollment all year.

To get quotes: Please contact us by phone or email.  Health Insurance Quote

1.  Premier PPO Plans - Low cost PPO health plans available with the Cigna Open Access Plus or Blue Cross National networks.  Call or email  for info. These plans are self-insured, so they are medically reviewed for acceptance. You must be self-employed or working full time to be considered eligible for these plans.   Open enrollment all year.

2. Oscar health plans - 2020 plans and rates off the marketplace.  Good for NY City ( all Burroughs ) Nassau and Suffolk counties, Westchester and Rockland counties.

3. Minimum Essential Coverage plans - These are lower cost plans that include less benefits than "Obamacare" plans.  These plans will not accept new members with Pre-existing conditions, These plans use the PHCS network of doctors and hospitals nationally.  There are 7 plans to choose from.   The best of the plans is the MEC Plus plan.   This will be the best option for most people.  MEC Plus includes Unlimited Hospital coverage primary and specialist visits at low co-pays, drug benefits and more.   These plans exclude all therapy benefits and pregnancy coverage. Open enrollment all year.  Anyone can apply for these plans at anytime.

4. EmblemHealth HIP Prime health plans are also available. These health plans are for self employed residents of  NY or NJ.  In NJ these plans use the QualCare network.   Please call or write for information.  These plans are fully insured, there is no medical review.  Open enrollment all year.

 Also available: Spirit Dental and vision plans and Moderacare Telemedicine

 Please contact us with any questions or enrollment applications.

If you have any questions, or want customized quotes or to purchase a Health insurance plan please call us at 631-963-6020 or email cgrekin91@aol.com