We Make Shopping for 2022 NY Small Business Health Insurance Plans Affordable & Easy
( compare quotes for 1 to 100 employees )
Call us with any questions about eligibility or to purchase a plan.
1. Oxford Health insurance quotes
(a Unitedhealthcare company) EPO, PPO, and HSA plans are available for your employees. 70% of small businesses, in downstate NY, that offer health insurance to their employees, use Oxford health insurance. Oxford offers three networks to choose from, Freedom, Liberty and Metro. Freedom and Liberty plans gives your employees national coverage(with the UnitedHealthcare Choice Plus network). Available in all downstate NY counties up through Ulster and Sullivan Counties. . 2nd quarter 2022 and 1st quarter 2022 rates posted. Oxford health insurance doctor search
2. Empire Blue Cross insurance quotes
Includes the traditional national EPO/PPO network, largest network of providers in NY. Empire will have plans available with the full EPO / PPO network and plans with the slightly smaller Blue Access network, and the smallest network called Connection. Empire will be available for businesses located in New York City, Long Island, Mid Hudson regions and the Albany region. All plans can be used nationally. All plans will not require referrals. Empire will allow almost unlimited out-of-area employees to be enrolled. 2nd quarter 2022 and 1st quarter 2022 rates are posted. Empire Blue Cross Insurance doctor search Empire Hospital Chart
3. HealthFirst insurance quotes
Save 30% compared to comparable Health plans from Oxford Liberty, Empire Blue Cross, Aetna, and EmblemHealth Prime plans. For small businesses in NY City, Nassau and Suffolk Counties ( new for 2022 Westchester & Rockland Counties ). These small business plans are the lowest cost fully insured health plans for 2021 & 2022 in the Metro area. Doctor Search Hospital network Pro plus Dental and vision benefits Added for 2020, Memorial Sloan Kettering Cancer Center 1st quarter 2022 and 2nd quarter 2022 rates posted
4. HealthPass insurance quotes
EPO, HMO and POS plans from Oxford, EmblemHealth, HealthFirst and Oscar Health Plans in a private exchange. All of the Healthpass plans are shop certified except for Oxford Liberty. You can offer your employees Oxford, Emblemhealth, HealthFirst and Oscar Health plans all on one group bill. 1std quarter 2022 rates and 2nd qtr 2022 rates posted.
5. Professional Employer Organizations or "PEO's"
1 in every 7 small business has saved 15% to 40% off of their current small business health plan rates with a comparable PEO health plan. If your small business has 10 to 99 employees, is a predominantly white collar business with younger employees ( under 40 years old on average ), with strong health insurance participation ( 65% or more of employees enrolled in your company sponsored plan ), your business can probably save thousands of dollars every year in health insurance and HR costs with a PEO relationship. PEO's are third party administrators and HR partners for your small business. PEO's group together hundreds and in some cases thousands of small businesses to offer large business health plans to small businesses. Our PEO partners typically use Aetna, Empire, Oxford, Cigna or UHC health insurance as their insurance carrier. PEOs typically work with white collar and grey collar businesses. We broker for many of the top PEO's. Contact us for your businesses free no obligation consultation and custom PEO quote and see if a PEO relationship is right for your business.
6. EmblemHealth insurance quotes
SHOP Certified Low cost HMO plans with two large provider network called Bridge and Prime, and two smaller networks called Select Care and Millennium. Bridge is Emblem's new national network which includes the GHI National network, the HIP Prime network , the Qualcare network, the Connecticare network and the FirstHealth network for national coverage. Prime is available for New York City, Nassau, Suffolk, Westchester and Rockland counties. EmblemHealth Prime plans now use the Tristate network: Emblem Prime in NY, Qualcare for NJ and ConnectiCare for CT. for all of their Prime network small business plans. This is a very good network of hospitals and doctors.. The Select Care and Millennium networks are for the Metro NY City area. The Select Care plans do not include Sloan, NYU, the LIHN, Westchester Medical or Maimonides hospitals, the Millennium plan will be just using a few key hospital systems. The Prime plans include all of those hospitals. Some plans are no referral ( non-gated ) some require a referral ( gated ). EmblemHealth has no participation requirements for their small business HMO plans. 2nd quarter 2022 and 1st quarter 2022 rates posted. NEW for 2021, Out-of-network PPO plans with UCR reimbursement, much lower cost than Oxford and Empire. NEW effective August 1, 2020 Emblem PPO plans now include National coverage using the FirstHealth network. No limit on out of state employee enrollment into PPO plans. EmblemHealth insurance doctor search
7. Association PPO plans
are available using the Cigna national network and the Blue Cross national Blue Card network or the EmblemHealth Prime network. These PPO plans are available nationally. Contact us today for information and quotes for these plans. Nine plan designs available. These plans are underwritten for approval. Groups of 1 are OK. If you are looking to add PPO benefits to groups that can't qualify for small or large PPO benefits, for a small % of employees, these plans may be the solution. Contact us today for rates and information.
8. Oscar Health insurance 2022 1st qtr rates 2021 4th qtr rates
Oscar uses the LI Health Network Hospital system, Mount Sinai Hospital system and Montefiore hospital. Oscar offers high tech concierge service to keep track of your medical needs. Oscar requires 51% enrollment after valid waivers. Oscar is also available in the Healthpass private exchange. Oscar provider search Oscar Hospitals for 2019
9. Aetna EPO, and HSA insurance quotes
Health insurance plans are available in all counties in New York State. Aetna requires 60% enrollment after valid waivers, (spousal, parental, individual, medicare and medicaid only) of your full time employees to enroll, to qualify for these plans. Very good local and national network. Very good network of providers, only second to Oxford Freedom and Empire EPO/ PPO in NY.. Aetna will allow for up to 50% of out of area employees to be enrolled. Aetna health insurance doctor search 1st quarter 2022 and 2nd quarter 2022 rates posted.
10. MVP Health Care insurance quotes
has a great network of doctors throughout New York State. MVP is available In most counties North of NY City. MVP offers EPO, and high deductible Plans. MVP currently has no minimum enrollment requirements, any group with 2 or more employees can enroll down to 1 employee, With MVP your employees can access the national Cigna PPO network in NY City, Long Island and Nationally outside of the MVP, NY state, service area. In addition you can enroll out of area employees without restriction into the Cigna network nationally. 4th quarter 2021 and 1st quarter 2022 rates posted. MVP health insurance doctor search
11. Dental Insurance information
we offer many dental plans for small businesses, individuals and families.
12. Level funded plans
Level funded plans allow healthy groups to share in surplus premium dollars at the end of every year. Level funded plans are allowable in NJ and CT down to only two employees or more, in NY the minimum FTE( Full time equivalent ) number of employees is 100. This is a great option for young healthy groups. Call for more information and quotes, These plans are offered through several insurance companies that we represent.
13.Third Generation Reference based pricing PPO plans
Save up to 40% vs traditional PPO (Oxford, Empire or Emblem) plans. Call us for more information. History of Referenced based pricing plans
14. AFLAC Supplemental Insurance
Offer your employees great supplemental insurance coverage at no direct charge to your business. AFLAC has great short and long term disability policies, supplemental hospital insurance, accident insurance and cancer insurance plans. For businesses with 10 or more employees, we will have a top AFLAC agent come to your business and conduct a luncheon information session for all of your employees. Your Employees will love AFLAC insurance products.
AFLAC's top 4 plans. Contact us today for more information or to schedule a luncheon meeting for your employees.
2021 Hospital chart for downstate NY