UnitedHealthCare/Oxford Health - NY Small Business Insurance Quotes for 2025:  We also offer:
                1.   Cigna or Blue Cross PPO plans for the Self-Employed or groups 
        

Oxford 3rd quarter 2025 monthly quotes:

New York City,  Westchester and Rockland  Counties:

Oxford Freedom (view quotes) - Oxford's full network + UnitedHealthcare national access.

Oxford Liberty (view quotes) - Slightly reduced network  + UnitedHealthcare national access for non-gated plans.

Oxford Metro (view quotes) - SHOP CERTIFIED- Reduced network - does not include the North Shore LIJ hospital system, NYU or Stonybrook. -  No national access.

 

Nassau Suffolk Counties:

Oxford Freedom (view quotes) - Oxford's full network + UnitedHealthcare national access.

Oxford Liberty (view quotes) - Slightly reduced network  + UnitedHealthcare national access for non-gated plans.

Oxford Metro (view quotes) - SHOP CERTIFIED- Reduced network - does not include the North Shore LIJ hospital system, NYU or Stonybrook. -  No national access.

Mid Hudson Region: 
UnitedHealthcare Choice Plus (view quotes) - Nationwide coverage, no participation limits.

Albany Region:
UnitedHealthcare Choice Plus (view quotes) - Nationwide coverage, no participation limits.

2nd quarter 2025 monthly quotes:

New York City,  Westchester and Rockland  Counties:

Oxford Freedom (view quotes) - Oxford's full network + UnitedHealthcare national access.

Oxford Liberty (view quotes) - Slightly reduced network  + UnitedHealthcare national access for non-gated plans.

Oxford Metro (view quotes) - SHOP CERTIFIED- Reduced network - does not include the North Shore LIJ hospital system, NYU or Stonybrook. -  No national access.

 

Nassau Suffolk Counties:

Oxford Freedom (view quotes) - Oxford's full network + UnitedHealthcare national access.

Oxford Liberty (view quotes) - Slightly reduced network  + UnitedHealthcare national access for non-gated plans.

Oxford Metro (view quotes) - SHOP CERTIFIED- Reduced network - does not include the North Shore LIJ hospital system, NYU or Stonybrook. -  No national access.


Mid Hudson Region: 
UnitedHealthcare Choice Plus (view quotes) - Nationwide coverage, no participation limits.

Albany Region:
UnitedHealthcare Choice Plus (view quotes) - Nationwide coverage, no participation limits.

To compare small business quotes and plans from Aetna, Empire, Emblem, Oscar, MVP, Healthfirst and more.

Oxford Health Plans offers small business plans in downstate NY and NJ.  The quotes listed here are for downstate NY.  If you are interested in quotes for NJ, please contact us.  Oxford Health requires 60% employee participation after valid waivers for all of their EPO and PPO small business health plans.  Oxford does allow for carve out plans, as long as Oxford is the exclusive carrier for the group.  Oxford considers Spousal coverage, medicare and medicaid as the only valid waivers for participation requirements.  Freedom and Liberty non-gated EPO and PPO plans have national coverage through the Unitedhealthcare Choice Plus network or Core network.  Oxford allows for up to 75% of your employees to enroll out of the NY service area, this is great for small businesses with employees scattered around the country or for employees who travel a lot.  The Freedom network is the best network of providers currently offered to small businesses in NY.  The Oxford Liberty network is a slightly reduced network of providers compared to Freedom here in NY.  The Liberty network non-gated plans can still be used for out of area employees and it uses the same Unitedhealthcare Choice Plus network.  The only exception would be the Oxford Metro plans, these plans are only for downstate NY and NJ. The gated Liberty plans are only good in NY, NJ and CT.


If you have any questions, or want customized quotes or to purchase a Health Plan please call Cliff Grekin at 631-963-6020
or email cgrekin91@gmail.com

Oxford Health Insurance

Oxford Health Plans, a UnitedHealthcare Company, (NYSE: UNH) provides health coverage to employees and individuals in New York, New Jersey, and Connecticut. Oxford's commercial insured products and services include traditional health maintenance organizations, preferred and exclusive provider organizations, point-of-service plans and consumer directed health plans. Oxford also offers Medicare plans and third party administration of employer-funded benefits plans.

In July of 2004, Oxford merged with UnitedHealthcare. UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. This event brought together two highly complementary companies and has enabled Oxford to better serve its members due to increased flexibility, new products, and enhancements in service.

Today, employers can expect numerous opportunities to emerge, such as increased national access and new ancillary product opportunities.

Facts at a Glance

Awards and Recognitions

Oxford's web site has received the following recognitions:

>EHealthcare Leadership Award

>Web Business 50 Award

>Web Marketing Association, Inc. Award

UnitedHealth Group has received the following awards: