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Call Cliff Grekin Licensed broker at 631-963-6020 
or e-mail cgrekin91@aol.com

New York Medicare Advantage plans
Empire Mediblue Freedom PPO and HMO information

2014 Empire Mediblue Plans


For detailed information, service areas by county and benefit summaries, visit the 2013 Empire Blue Cross Mediblue page. Thank you.

There are two types of medicare insurance.  The first type is called supplement, the second type is called advantage.  Please read the Advantage vs. Supplement page for a complete comparison of the two types of plans.  The rest of this page refers to the Empire Advantage Mediblue Freedom PPO plans.  For most people, I feel this is the best overall value, with a low cost and the choice of any doctor, low co-pays and a great part D plan it is hard to beat.  If you are interested in an AARP Supplement plan or an Empire advantage HMO plan, please call me directly at 631-963-6020 or complete the contact us form.  Thank you.
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Freedom is living in the best of both worlds. 
With an Advantage PPO from Empire, you’re free to be choosy about which doctors and hospitals you want to visit without referrals and– you’re free to reap even greater savings when you access our robust network of quality providers.  
What are the advantages of a Medicare Advantage PPO plan from Empire?  
The great advantage of a Medicare Advantage PPO plan from Empire is that plan is that you have the flexibility of seeking care either within the network at a modest cost to you or out-of-network at an additional cost. It’s your choice. 
Plus - you’ll have access to hundreds of preventive and wellness programs, discounts on products and services and tools and kits that can help educate and guide you about ways to live a healthier lifestyle.  
Got a great doctor? 
You can keep it that way. Finding a great doctor can often take years of trying. We know how important it is to find (and stay with) a doctor you trust. That’s what’s great about our PPO – you have the freedom to choose any doctor whether they’re in or out-of our network. And, if you’re in the market for a new doctor, you’ll be happy to know that you’ll find thousands of extremely qualified physicians with established practices and high levels of credentials right in our network.  
Part D (Prescription Drug) Coverage is included. 
As a member of anAdvantage PPO plan from Empire, you are automatically enrolled in Medicare Part D, Medicare’s prescription drug coverage. So you won’t need to enroll in a separate Part D plan.  
What are the costs?  
In most cases, you’ll be responsible for a small copayment when you see a doctor (except for most Medicare-covered preventive services)Please read the benefit summaries for all applicable copayments.  You must also continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third-party. If you choose to use out-of-network providers, you can expect to pay higher copayments for these services.

If you need additional information or you want to purchase any of the Advantage plans from Empire BC/BS please
contact us or call Cliff Grekin directly at 631-963-6020. The Empire  Mediblue  PPO plan has low co-pays, you can see any doctor or hospital and includes part D drug coverage. 
Contact us  for more information.

 For detailed information, service areas by county and benefit summaries about the Freedom PPO's and HMO plans, visit the 2013 mediblue page.  Thank you.

                           

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