Call Cliff Grekin at 631-963-6020 If you have questions about medicare or to enroll in a medicare plan.
or e-mail Cliff Grekin cgrekin91@aol.com
Healthcare reform blog by Cliff Grekin
#1 selling medicare advantage plan in New York
2012 Empire Mediblue Advantage Plans:
If you are new to medicare, recently moved into the area or coming off your group insurance plan at work you can enroll today. There are also a few other special circumstances that allow for immediate enrollment, call us with any questions.
There are two types of medicare insurance plans. The first type is called advantage, the second type is called supplement. Please read the Advantage vs. Supplement page for a complete comparison of the two types of plans. The rest of this page refers to the Empire Advantage Mediblue Freedom PPO and HMO plans. For most people, I feel this is the best overall value, with a $0 premium, the choice of any doctor, low co-pays and a great part D plan it is hard to beat. If you have any questions or need to enroll, please call me directly at 631-963-6020 or email me cgrekin91@aol.com . Thank you.
2012 Empire Mediblue Freedom Advantage Plans:
Empire Medicare plans offer HMO and PPO options starting at $0 premium (Freedom I PPO).
Listed and priced by service area.
(Available in the following NY counties: New York, Bronx, Kings, Queens, Richmond, Nassau, Suffolk, Westchester, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Albany, Clinton, Essex, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren and Washington.)
All plans include Silver Sneakers Gym membership( except Freedom I ). All plans include part D prescription benefit( except Essential HMO ).
Click links for benefit summary, medicare basics, enrollment forms with instructions by county. The monthly premiums are noted below the counties. Contact me with any questions or to request a 2012 Mediblue book, which includes the summary of benefits, the Mediblue Basics and the application for enrollment.
Empire Mediblue HMO Plus for New York City residents: (you must use Mediblue providers)
$0 Premium | $0 primary doctor visits | No referrals | $5 copay for generic drugs
Quick Start Guide Benefit Summary Application
Empire Mediblue Freedom I, II, III PPO plan summaries and enrollment forms with monthly premiums: (you can use any provider that accepts and bills medicare rates)
Plans start at $0 premium | Nationwide coverage | No referrals | $3 to $8 copays for generic drugs
Basic Information for all plans
Bronx, Kings, New York, Queens, Richmond Counties:
Freedom I $0 premium | Freedom II $40 premium | Freedom III $103 premium
Quick Start Guide
Benefit Summary Application
Nassau County:
Freedom I $0 premium | Freedom II $40 premium | Freedom III $103 premium
Quick Start Guide Benefit Summary Application
Suffolk County:
Freedom I $0 premium | Freedom II $66 premium | Freedom III $106 premium
Quick Start Guide Benefit Summary Application
Columbia, Delaware, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester Counties:
Freedom I $0 premium | Freedom II $47 premium | Freedom III $106 premium
Quick Start Guide Benefit Summary Application
Albany, Clinton, Essex, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Warren and Washington Counties:
Freedom I $0 premium | Freedom II $47 premium | Freedom III $106 premium
Benefit Summary Application
Prescription Formulary (covered drugs)
Doctor Search ( in network providers)
Contact me for comparison information: Empire Mediblue vs. Emblemhealth PPO vs. AARP supplement plans
I am authorized to offer AARP Medicare supplement plans and Part D plans.
Freedom is living in the best of both worlds.
With an Advantage Freedom PPO from Empire, you’re free to be choosy about which doctors and hospitals you want to visit without referrals and– you’re free to reap even greater savings when you access our robust network of quality providers.
What are the advantages of a Medicare Advantage Freedom PPO plan from Empire?
The great advantage of a Medicare Advantage PPO plan from Empire is that plan is that you have the flexibility of seeking care either within the network at a modest cost to you or out-of-network at an additional cost. It’s your choice.
Plus - you’ll have access to hundreds of preventive and wellness programs, discounts on products and services and tools and kits that can help educate and guide you about ways to live a healthier lifestyle.
Got a great doctor?
You can keep it that way. Finding a great doctor can often take years of trying. We know how important it is to find (and stay with) a doctor you trust. That’s what’s great about our PPO – you have the freedom to choose any doctor whether they’re in or out-of our network. And, if you’re in the market for a new doctor, you’ll be happy to know that you’ll find thousands of extremely qualified physicians with established practices and high levels of credentials right in our network.
Part D (Prescription Drug) Coverage is included.
As a member of anAdvantage PPO plan from Empire, you are automatically enrolled in Medicare Part D, Medicare’s prescription drug coverage. So you won’t need to enroll in a separate Part D plan.
What are the costs?
In most cases, you’ll be responsible for a small copayment when you see a doctor (except for most Medicare-covered preventive services)Please read the benefit summary for all applicable copayments. You must also continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third-party. If you choose to use out-of-network providers, you can expect to pay higher copayments for these services.
Also available, Wellcare Advantage plans from Wellcare Health Plans. Wellcare medicare advantage plans and part D prescription plans are very low cost high value plans. Wellcare plans are designed for low income medicare eligible seniors. Wellcare plans have very low cost premiums and very low cost copayments. Wellcare has much smaller networks of providers compared to the Empire Mediblue plans. Also, unlike the Empire plans, the Wellcare plans do require referals to see specialists. To see the information for the Wellcare plans and to enroll on line, please visit the Wellcare website.
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